Business bank statements
3 to 4 months of business bank statements
Business Capital Advisors
Revenue Based Financing
Fast, flexible funding that flexes with your sales.
Access fast working capital based primarily on verified business revenue. Repayment may be collected through fixed daily or weekly ACH debits or a contractually defined share of sales, depending on the funding partner.
Is this the right solution?
When does revenue-based financing fit?
Inventory and marketing that move with demand
Put fast capital behind proven products, customer acquisition, and fulfillment without waiting through a bank timeline.
- Repayment is sized from verified revenue
- Use capital for a defined return-producing need
- Fast review from recent deposit history
Popular for: Online stores · DTC brands · Subscription businesses
Estimate revenue-based financing repayment
Checking options won't affect your credit score.
*Illustrative estimate only. A factor rate is a fixed multiplier, not an interest rate or APR. The displayed timing assumes remittance equals the selected share of monthly revenue. Many funding agreements instead use fixed daily or weekly ACH payments that do not automatically fall when sales slow. Actual amount, factor rate, collection method, payment frequency, prepayment terms, and eligibility are set by the funding partner and disclosed before signing.
Where businesses use revenue-based financing
Business uses for revenue-based funding
Product definition
What is revenue-based financing?
Revenue-based financing advances capital against expected business revenue, with repayment tied to the agreement’s revenue or deposit structure. Owners should compare total payback and cash-flow impact, not only speed, before choosing this form of short-term business funding.
How Revenue Based Financing works
How revenue-based financing works
- 01→
Apply
Share the business, intended use, and recent revenue profile.
- 02→
Review
Funding partners evaluate deposits, consistency, and existing obligations.
- 03→
Compare
Review amount, factor rate, total payback, and remittance terms.
- 04→
Get funded
Complete documents and receive approved capital after clearing conditions.
- 05
Repay
Remit under the written daily, weekly, or revenue-linked schedule.
What you'll need
Documents needed for revenue-based financing
Identity and account
Driver's license and voided check
Larger funding requests
Larger amounts add a one-page application and sometimes tax returns
We keep your information secure and private.
Common questions
Revenue Based Financing, answered straight.
Speed is the value proposition, but total payback and payment cadence determine whether the structure fits. Start with the questions operators should ask before signing.
What is a factor rate and what is typical?
A factor rate is a fixed multiplier on the advance, not an interest rate. Industry ranges run 1.15-1.50: a $60,000 advance at 1.30 repays $78,000 total no matter how fast you repay. See our factor rate explainer for the full math.
How are payments collected?
Fixed daily or weekly ACH debits from your business bank account, sized against your deposit history at underwriting. The example on this page, $650 per business day on a $60K advance, shows the shape.
Does paying off early save money?
Usually not, the fee is fixed when you sign, so early payoff raises your effective annual cost. Some funders offer prepayment discount addendums for payoff inside a stated window; ask for that schedule in writing before signing.
What do I need to qualify for revenue-based funding?
Consistent business bank deposits, generally $20K+ per month, several months of operating history, and readable bank statements. Offers can arrive within 24 hours, with no hard credit pull to see them.
Ready to compare fast capital against the expected return?
Clear factor-rate math. Visible total payback. Built around a defined business need.
Get my funding optionsPrefer to talk? Call (307) 667-1250